Iinsure365

About Us

iInsure365 are specialists in residential and commercial landlords building insurance and have negotiated a great value comprehensive cover with two of the UK’s largest Insurers. You won’t find us on comparable websites, so contact us direct for a competitive quote. We don’t compromise on quality – our building insurance offers all the cover a landlord would normally require: Our policy is exclusive to ourselves and has been targeted towards buy-to-let landlords, people who rent their property, investment landlords and property companies. It includes all the additional extras that usually cost you extra. Compare your cover today.

The dangers of underinsuring your buy to let property.

Underinsurance is a rising problem in the buy to let industry. This occurs when a landlord provides an inaccurate rebuild cost of their property for insurance purposes. Not only does this threaten to affect the settlement of any potential claims, but there is also contractual conditions under the lease that require full reinstatement of the building. "Property owners should carry out professional building valuations at least every three years. This guarantees an accurate rebuild cost and enables the insurer/loss adjuster to concentrate on settling any claims that may arise rather than having to investigate possible underinsurance issues and causing unnecessary delays." It is increasing likely that mortgage lenders will request a property is insured for a minimum amount. In severe underinsurance cases, failure to meet this contractual obligation could even lead to foreclosure on any loans secured against the property. iInsure365 can not advise on your rebuild cost. The best way to calculate this is to use a professional surveyor, however you can also use the association of British Insurers rebuild cost calculator. This can be found at http://abi.bcis.co.uk/ For a no obligation landlords insurance quotation on your freehold property, contact iinsure365 on 01273 827090 or apply online

iInsure365 Newsletter on Winter Property Maintenance

It is crucial that you take action to reduce the likeliness of any injury to a member of the public or yourself at your property. It is unlikely you'll be sued or held legally responsible for any injuries on the path if you have cleared it carefully. When clearing snow, take care and make sure steps are taken to prevent any paths from re-freezing. The best way to do this is to clear any snow or ice early in the day. This allows the sunlight during the day to melt any ice below. It is also much easier to move fresh snow than snow that has been in place for a considerable amount of time. Cover the path in salt to stop before nightfall to stop it re-freezing overnight. Alternatives to Salt include sand and ash. These will not stop the path icing over but will provide grip. DO NOT use water on the ice. Adding water may create black ice which is particularly dangerous as it can often go unnoticed. It is recommended you use a tablespoon for each square meter. If you require further tips on how to protect your property this winter, please refer to our website at http://www.iinsure365.co.uk/ Our series of top tips can be seen in the news section. It is vital that you also have adequate insurance cover in place alongside these preventative measures. Call the specialists in Landlords Buildings Insurance today for a comprehensive, competitive quotation on 01273 827090. Send us your comments on twitter! Follow us @iInsure365

Reduce the likelihood of a claim with these simple tips from Jamie Simpson at iInsure365

While our landlord's insurance cover offers protection against unforeseen circumstances, there are certain precautions that should be taken by all landlords to reduce the risk of a property falling victim to the British winter. As we move into November, we'll be documenting steps each day you can take to prevent any unnecessary headaches. First in the series, the risk of burst pipes. Just a small leak can cause no lack of cost and inconvenience. There are simple precautionary measures that can be taken to reduce the chance of a potential nightmare. ? It is essential that the thermostat is fully operational and that the boiling and heating system is checked regularly. ? Ensure that dripping taps are fixed and check dripping overflow pipes, which can indicate a problem in the system ? Check hoses to any plumbed in appliances. ? Check the insulation on your water pipes and cold water tank - those in the attic or other vulnerable spaces should be lagged or similarly protected. ? Consider leaving loft hatches slightly open to allow warmer air to enter any loft space housing water pipes and leave internal doors open to allow warm air to circulate throughout the house. ? Disconnect any hoses and make sure any external taps are turned off. ? Ensure that the heating is kept permanently on during times of severe temperatures. ? Make sure you water supply is easily accessible and can be turned off when needed. ? Should your main heating system fail during the winter months, we recommend that electric convector or fan-assisted heaters with thermostatic cut-outs that operate in the event of over-heating are used as a temporary measure. ? Portable heaters should be sited well clear of combustible materials and, where possible, protected against the possibility of being knocked over or moved accidentally by the fitting of guards. ? Temporary heaters should not be left unattended for long periods or used when the building is unoccupied, and should never be moved when switched on. ? Electric radiant heaters and paraffin/oil fired heaters should never be used, even as a temporary measure. If you discover a frozen pipe, don't wait for it to burst. Turn off your water supply and then slowly thaw the affected pipe by introducing gentle heat to the area, such as with a hairdryer, space heater or hot water bottle. Do not attempt to thaw the pipe with a blow torch or other open flame. If a pipe does burst, turn off the water supply at the stopcock and try to catch any excess water in a bucket or other container. (Do not use any electrics if you believe these may have been affected by the escaping water). You'll need to have these checked by a professional electrician. Tips provided by iInsure365. Don't hesitate to call us for a quote! 01273 827090 or click here. Tweet us your thoughts @iinsure365 or Join us on Facebook!

Specialist Services

Low-cost, high quality Landlords Buildings Insurance for residential and commercial properties. Because TPCM only deal with buy to let and multi buildings insurance we can offer very competitive premiums to landlords. We've compared our quotes with equivalent policies and found we are over 50% cheaper! You won’t find TPCM Insurance on comparison websites, so contact us direct for a competitive quote. We don't compromise on quality - our building insurance offers all the cover a landlord would

Trade Bodies / Associations

Regulated by the FSA (Financial Services Authority).

Opening Times

Mon-Fri 09:00-18:00

Trading Since

2000

Payment methods accepted

• Cheque
• Mastercard
• Maestro
• Visa
• Bank Transfer
• Credit Card Payments

Other Services

• Customer Service / Helpline
• Refunds
• Free Quotes
• Direct Debit

Videos

Photos

Our Reviews

Be the first to review this business.

Special Offers

Map